Workers' compensation insurance coverage and compliance issues are addressed within the Security and Compliance Division.  The main focus of this division is to ensure that nonexempt employers maintain workers’ compensation coverage for their employees. 

This division is comprised of three branches:

• The Self-Insurance Branch audits the individual self-insured employers’ claim files, monitors their financial strength and determines the surety requirements necessary to secure benefits for the self-insured employers’ workforce. 
• The Coverage Branch maintains records to document proof of coverage for each insured Kentucky employer. 
• The Enforcement Branch investigates the status of Kentucky employers’ insurance coverage through on-site visits to encourage compliance with the Workers’ Compensation Act, ensuring that workers within the commonwealth are protected in the event of a workplace accident.